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25 E. 20th Street, Suite 170, Baltimore, MD. 21218

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About Us >> Mission and History

Mission and History

Our Mission

NHS stimulates, protects, and preserves homeownership and financial well-being to strengthen communities.

NHS works to:

  • Promote home ownership
  • Improve the physical appearance of neighborhoods
  • Develop community leadership
  • Stabilize the local real estate market


  • Everyone should have the opportunity to share in the American Dream, homeownership;
  • Homeownership creates wealth, strengthens families and revitalizes neighborhoods;
  • Informed homebuyers are equipped to make better decisions.

Organizational History
Since 1974, Neighborhood Housing Services of Baltimore has been dedicated to the revitalization of Baltimore neighborhoods through homeownership opportunities. Within those years, programs and products have changed to best fill the needs of the communities, and NHS of Baltimore has been able to remain a source of support for Baltimore households.

NHS of Baltimore, Inc. was founded through the efforts of several distinct groups that sought to reverse the decline of the Southeast Baltimore neighborhoods directly north of Patterson Park. Neighborhood residents, the Southeast Community Organization (SECO), the Ford Foundation, the Federal Home Loan Bank Board's Urban Reinvestment Task Force, Baltimore City government, and local savings and loan executives came together to create this important initiative. 

As NHS of Baltimore began to build a successful track record in rehabilitation lending, homeownership promotion and revitalization in the Patterson Park area, other neighborhoods became interested in the work of NHS of Baltimore.  The successful NHSB partnership model was replicated in other neighborhoods as the resource base allowed.

NHS of Baltimore's Business Lines Are Defined As:

  • Consumer Lending
  • Homeownership and Financial Fitness Education

In 2008, NHS of Baltimore established the Emergency Bridge Loan to help homeowners who are facing foreclosure. The goal of the Emergency Bridge Loan Program is to bridge the gap for homeowners, while they work with their housing counselor and lending institution to modify their current loan or refinance.


Phone: 410-327-1200
Fax: 410-675-1855

Neighborhood Housing Services of Baltimore
25 E. 20th Street, Suite 170
Baltimore, MD. 21218

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