A note from Felix Torres Colon, Executive Director

NeighborhoodHousing Services of Baltimore continues, to succeed in creating and sustaining homeownership through tough economic times. In response to the continuing crises, we have hired two new homeownership
counselors to combat foreclosure. We continue to support neighborhood and individual asset building by renewing our partnership with the Park Heights
Renaissance, Inc. and creating a successful Borrow & Save program as an alternative to predatory cash advances that target low income communities. NHS continues to be creative and innovative to meet the needs of our community and our clients. Stay tuned.