Counseling >> Homeownership Counseling
If you are a first time homebuyer, you may be required to earn a homebuyer education certificate in order to participate in some of the state and local incentive programs offered for first- time homebuyers. You can obtain your certificate through us by attending one of our seminars and speaking with a counselor one-on-one. Our HUD certified housing counselors can offer you responsible quality advice. For more information call Natalie Kane 410-327-1200 ext. 103 and forward all required information for your one on one counseling session to 410-505-1237.
What You Must Supply Prior to your One on One Counseling Session:
- Most recent pay stubs for 30 days
- If self-employed- 3 years tax returns with all attachments
- W2's and tax returns for the two most recent tax years
- Most recent bank statements for 3 months
- Most recent credit report from a certified lender
- $17.95-$35.90 credit report fee (only for clients that did not pay for their HBE workshop) Please click here to pay for your credit report online
- Pre- approval letter (if you have it)
- Driver’s license or state issued photo I.D.
View schedule of Counseling Workshops
View list of HUD Approved Counseling Agencies
**No children will be allowed in the workshops.
Our family would like to thank the amazing staff at NHS for assisting us in purchasing our first home. We worked with so many incredible people throughout this process that we would like to thank.
Anne Peele, was the instructor for our scheduled workshop. She provided us with some very good information along with having two speakers who answered a lot of questions a first time homebuyer would have.
Kira Gardner-Marshall, was amazing with answering all of our questions on scheduling our one-on-one counseling session and matched us up with a fantastic counselor.
Rena Somar, was the counselor we were assigned to and she helped us to understand what we could afford comfortably and explained all the great programs NHS had to offer.
Pat Clements, was who we worked with for to the program we qualified for and selected to use. She helped us through every step of the process and kept the lines of communication open at all times. She worked closely with us along with our realtor, loan office, and additional personnel at our selected bank which we greatly appreciated. She even reached out to us after hours if needed to solve any issues. She was truly amazing from start to finish.
It was an absolute pleasure working with all the ladies at NHS. It was great having such support from their office. We truly feel blessed and plan to recommend NHS to all our friends and family members looking to purchase their first homes.
Thank you, thank you, thank you all!!!
- Christopher and Kristin Dorsey
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