NHS offers you affordable loans to buy, improve, and keep your home. We are your neighborhood lender.
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Loans Offered by NHS
Types of Home Purchase Loans
BOOST/Alternate Credit Loan
BOOST loan is a home purchase loan that assists individuals without traditional credit history in qualifying for a mortgage.
With this loan you could borrow up to $75,000 for the purchase of a primary single family residence. The borrower must:
- - Occupy the property as a primary residence and cannot own another property
- - Purchase the property in Baltimore City.
- - Obtain a Housing Counseling certificate from a HUD-Approved counseling agency and have obtained 8 hours of homebuyer education
For more information contact us at:
Fixed rate up to $75,000
$5K of the $75K can be set aside or repairs
Purchase Price Limit
640 minimum score or alternate credit: 12 months of on-time rent & two other trade lines showing 12 months of on-time payment
Homeowner’s insurance required
Escrow of taxes and insurance required