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25 E. 20th Street, Suite 170, Baltimore, MD. 21218

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Lending >> Rehab Lending

Rehab Lending

Home Improvement Loan Overview

NHS of Baltimore offers a home improvement loan for Baltimore area residents, to assist with structural repair- such as roofing, plumbing, heating/air conditioning, window replacement, and energy efficiency, as well as other refurbishments. We want to make your home a safe and comfortable place to be.

Participants can receive a loan of up to $30,000, depending on the level of work needed for the home, with as little as 4% interest.

Program Features:

  • Technical advice on how to approach home improvement
  • Written specifications for both small and large scale renovations
  • Assistance with the contractor bid process
  • Assurance the work is performed according to professional standards
  • Special financing available to low income homeowners in Baltimore city
  • Caring, personal counseling that walks you through the home improvement and loan process

Eligibility: To qualify, you must reside at or below 120% of the Area Median Income and live in Baltimore City or County and submit to a credit check.

For more information, call 410-327-1200.


Download Application
Protect your family from lead in your home - Booklet

You may mail completed application to our location, or send by email to liftdocs@nhsbaltimore.com or send by fax to 410-505-1227.

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Phone: 410-327-1200
Fax: 410-675-1855

Neighborhood Housing Services of Baltimore
25 E. 20th Street, Suite 170
Baltimore, MD. 21218

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