|
Lending >> NHS “Small Dollar” Loan NHS “Small Dollar” Loan
Life comes at you fast! Neighborhood Housing Services is offering consumer loans to residents of Baltimore City and County to help in these times. Loan amounts can range from $300 to $3,000 dollars. Fill out this application to find out if you are eligible.
Eligibility:
- Must be employed continuously for 1 year
- Must have direct deposit
- Must reside in Baltimore City or County
- Subject to credit and affordability
| |
Up to $1,000 |
$1,000- 3,000 |
| Repayment Time |
1 year |
3 years |
| Amount of Loan |
Up to $1,000 |
Up to $3,000 |
| Interest Rate |
7.99% |
8.5% |
| Employment |
Must show a year of stable income |
Must show a year of stable income |
| Repayment Schedule |
Monthly payments through direct draws Monthly payments through direct deposit/ACH |
Monthly payments through direct draws Monthly payments through direct deposit/ACH |
| Banking requirement |
Bank account with direct deposit |
Bank account with direct deposit |
| Underwriting |
Must have an ability to repay the loan |
Must have an ability to repay the loan |
| Credit |
No bankruptcy or judgments. Up to $1,000 of medical collections ok. All other collections need to be paid |
Credit score of 620 and above.
No bankruptcy or judgments. Up to $1,000 of medical collections ok. All other collections need to be paid |
| Counseling |
Financial Fitness course required if borrowing for credit repair or Pay Day Loan Alternative |
none |
For more information call an NHS Staff person if you have any questions.
CLICK HERE TO PAY FOR YOUR CREDIT REPORT ONLINE
You may mail completed application to our location, or send by email to liftdocs@nhsbaltimore.com or send by fax to 410-505-1227.
 |
Adobe Reader
This web site uses files in Portable Document Format (PDF). This format is useful for forms or newsletter where you expect the document to be printed and the layout and formatting need to be preserved on the screen or printer. To view or print these files you must install the free Adobe Reader or another PDF reader program. |
|
