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25 E. 20th Street, Suite 170, Baltimore, MD. 21218

 
 
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Lending >> NHS “Small Dollar” Loan

NHS “Small Dollar” Loan

Life comes at you fast!  Neighborhood Housing Services is offering consumer loans to residents of Baltimore City and County to help in these times.  Loan amounts can range from $300 to $3,000 dollars.  Fill out this application to find out if you are eligible.
Eligibility:                            

  • Must be employed continuously for 1 year
  • Must have direct deposit
  • Must reside in Baltimore City or County
  • Subject to credit and affordability
  Up to $1,000 $1,000- 3,000
Repayment Time 1 year 3 years
Amount of Loan Up to $1,000 Up to $3,000
Interest Rate 7.99% 8.5%
Employment Must show a year of stable income Must show a year of stable income
Repayment Schedule Monthly payments through direct draws Monthly payments through direct deposit/ACH Monthly payments through direct draws Monthly payments through direct deposit/ACH
Banking requirement Bank account with direct deposit Bank account with direct deposit
Underwriting Must have an ability to repay the loan Must have an ability to repay the loan
Credit No bankruptcy or judgments. Up to $1,000 of  medical collections ok. All other collections need to be paid Credit score of 620 and above.
No bankruptcy or judgments. Up to $1,000 of  medical collections ok. All other collections need to be paid
Counseling Financial Fitness course required if borrowing for credit repair or Pay Day Loan Alternative none

For more information call an NHS Staff person if you have any questions.

CLICK HERE TO PAY FOR YOUR CREDIT REPORT ONLINE

Small Dollar Loan Application

You may mail completed application to our location, or send by email to liftdocs@nhsbaltimore.com or send by fax to 410-505-1227.



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Phone: 410-327-1200
Fax: 410-675-1855

Neighborhood Housing Services of Baltimore
25 E. 20th Street, Suite 170
Baltimore, MD. 21218

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