Counseling

Facing Foreclosure? Delinquent on Your Mortgage? Want to Buy a New Home?

Get Free CounselingToday!

Our HUD certified housing counselors can offer you responsible, quality advice at no charge. They will work with you and your lender to attempt to secure a positive outcome, within our capacity (some issues may require legal counsel, which we can refer you to).
If you are not yet in foreclosure but are behind on your payment, DON’T WAIT! We may be able to help you work out a budget and offer suggestions on how to bring your mortgage current again. There is hope.
If you are a first time homebuyer, you may be required to earn a homebuyer education certificate in order to participate in some of the state and local incentive programs offered for first- time homebuyers. You can obtain your certificate through us by attending one of our seminars and speaking with a counselor one-on-one. They will look at your individual situation and advise you on what you need to know in preparation for buying your first home.

What to Bring With You for Counseling

• Most recent pay stubs for 1 month
• If self-employed- 3 years tax returns with all attachments
• W2 tax forms from 2009 and 2010
• Most recent bank statements for 2 months
• Most recent credit report from a certified lender
• If you do not have a recent credit report, bring $16 to have it pulled (check or money order only) Please click here to pay for your credit report online
• Pre- approval letter (if you have it)
• Drivers license or state issued photo I.D.