Homebuyer Education

What Will You Gain From Homebuyer Education?

You will learn what it takes to become a successful homebuyer, while at the same time earning your homebuyer education certificate. Our curriculum requires you to participate in an 8 hour class as well as one-on-one counseling with a HUD certified housing counselor. Once you have completed these requirements, you will receive the certificate you need in order to participate in many of the state and local incentive programs. Please note that the Homebuyer Education course is free.

Click here to register for class at our offices

Take the Homebuyer Education Class Online!

Can't find time in your busy schedule to attend a class offered at our offices? Take it online! You can complete the course at your own pace, any time or day. The online class will take at least 8 hours to complete and you will need to speak with one of our HUD certified Homeownership Advisors before you receive your certificate.

CLICK HERE FOR eHOME PACKET

Homebuyer Education Class Curriculum

Are you ready to buy a home?

• setting goals
• budgeting
• preparing to apply for a mortgage
• the homebuying process from start to close
• lender/ bank terminology
• escrow and how it applies to your monthly payment
• why managing your credit and personal finances is important
• how to shop for a home and obtain a mortgage as an informed consumer
• basic home maintenance once you have purchased your home
• Learn from professional guest speakers in the industry
  (NHS of Baltimore does not endorse any company, person or product represented in class unless we specifically say we endorse them).

Following the Homebuyer Education class is an individual counseling session to create a homeownership action plan and identify the barriers of homeownership. To further assist you in the counseling process, we will need to pull your credit report. The fee for an individual report is $14.75 and the fee for a joint report is $28.50. All fees can be made online under the section for pre-purchase clients.

CLICK HERE TO COMPLETE THE PRE-PURCHASE PACKET.