Project Reinvest
The NHS of Baltimore is proud to be part of the Project Reinvest Discover the possibilities of homeownership and find out if it’s right for you!
Project Reinvest Program Information
We no longer have Grants at 100% AMI level.
Project Reinvest Program Information
- Provides eligible homebuyers with up to $5,000 of down payment assistance to buyers purchasing in Baltimore City and in economically distressed areas
- Provides homebuyer education that can prepare you for finding and financing a home and for managing the financial responsibilities of homeownership
- Assistance is not limited to first-time buyers
- Household income must meet guidelines for ALL persons 18 and older living in the home
- Properties qualified for the Program must be:
- Located within the City of Baltimore
- The primary, owner-occupied home of the buyer(s)
- A detached home, townhouse, condominium, 1-4 unit property, or Planned Unit Development
NHS of Baltimore is currently making 3 million dollars indown payment assistance available. Potential home buyers ready with the necessary qualifications and documents will be able to register on line for first-come, first-served appointments.
Take the Eligibility Quiz
Have you completed your housing counseling and education with an approved counseling agency? Click here for the list.
Work with your realtor to find a home. Once the contract is signed come back.
Do you have a Mortgage Preapproval from an approved Project Reinvest lender? Click here for the list of approved lenders
If your mortgage lender is not approved you are not eligible to receive funds through Project Reinvest. If you choose to partner with a participating lender you may then schedule an eligibility appointment.
Click here for a list of participating lenders
CONGRATULATIONS!
To start the application process for Project Reinvest down payment assistance, you will need to make an appointment with NHS of Baltimore.
Please read and follow the instructions below.
Failure to follow all instructions may prevent you from being able to participate in the Project Reinvest program!
Get Started
- The number of available appointments matches the currently available funds. We only have 300 appointments available. Once these appointments are filled, the only open appointments will come as a result of a cancellation. No waiting list will be kept—buyers should check the registration site frequently for any new availability.
- Submit the two required documents within 24 hours of making your appointment. Documents should be submitted to liftdocs@nhsbaltimore.com or fax to 410-505-1165. Failure to submit these documents or incomplete documents within 24 hours will automatically cancel your appointment. You will need to be able to submit electronic copies of your:
– Mortgage Preapproval from a Project Reinvest Approved Lender
– Signed sales contract—1st, 2nd, and signature page of executed documentIf you need assistance providing electronic copies please contact you loan officer or real estate agent for assistance. - NHS of Baltimore will confirm scheduled appointment requests within 48 business hours from receipt of all documents. You will receive an email accepting the scheduled date and time – the email will state that your “appointment was accepted”. This is NOT a confirmation of your eligibility for the program.
- If you fail to submit your documents within 24 hours, your appointment request will be cancelled. If you submit only partial documentation, your appointment request will be cancelled. You will receive an email letting you know your appointment request was cancelled.
- Attend your appointment to confirm eligibility with the necessary documents in hand. If you do not bring the required documents to your appointment or you fail to show up for your appointment, your appointment will be cancelled and you will be required to schedule a new appointment if/when appointments become available.
- You will receive a Project Reinvest Eligibility Letter if you meet the eligibility requirements and your required documentation is confirmed.
- Your lender must submit all required documents to NHS of Baltimore no less than seven (7) business days prior to your closing date.
- Appointments are only available online and on a first-come, first-served basis. Appointment slots are limited to funds available. NOTE: Appointments CANNOT be made by phone.
Click here to reserve your space
For more information, please see our FAQ page.
Email or fax your Contract and Pre-approval to liftdocs@nhsbaltimore.com or fax to 410-505-1165.