Rehab Home Improvement Loan
For major Home Improvements projects with Expert Support Every Step of the Way.Designed to support larger repair and renovation projects, this loan provides financing and personalized guidance to help Baltimore City homeowners complete substantial improvements with confidence.
Rehab Home Improvement Loan offers up to $30,000 in affordable financing, plus hands-on support from our experienced NHS Rehab Specialist.
Program Highlights
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Borrow up to $30,000
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Available to Baltimore City homeowners earning up to 80% of Area Median Income (AMI)
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Includes personalized support to help manage contractors and project timelines
Ideal for Projects such as:
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Roof or foundation repairs
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Full kitchen or bath renovations
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Structural improvements
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Whole-home energy efficiency upgrades
Why Choose NHS Baltimore?
✓ Trusted Expertise: HUD-Certified and NeighborWorks-certified organization.
✓ Local Impact: Helping Baltimore residents build wealth through homeownership since 1974.
✓ Personalized Support: Programs designed for your financial journey not a one-size-fits-all approach.
Begin Your Home Improvement Journey
1. Apply Online or by Mail:
For mail in applications, please send to 25 E. 20th Street, Suite 170, Baltimore, MD 21218
If you would like an application mailed to you, please email us at intake@nhsbaltimore.com or call us at 410-327-1200 ext. 104
2.Work with Your NHS Rehab Specialist:
We’ll help you review bids, choose contractors, and keep your project on track.
3. Complete Your Home Transformation:
Enjoy your improved home and peace of mind knowing it’s built to last.
“The aesthetic of looking out your window and not seeing things fall apart… it adds value to your self-esteem. The contractors made me feel extremely comfortable, like family. I would never have anyone in my home I wasn’t comfortable with, and NHS sent the right people.”
This brief note is to just say Thank You to you and your staff. Thank You for all the time you spent assisting me, putting up with me, being patient with me, and most of all understanding the needs of elderly-seniors. You inspired me to live with dignity in my own home, you encouraged me to feel safe in my own home.
25 E. 20th Street | Suite 170 | Baltimore, MD 21218
Phone: 410-327-1200
Fax: 410-675-1855
Intake@nhsbaltimore.com
Hours
Monday to Friday
9:30 am to 4:30 pm
Your generous support helps NHS of Baltimore empower families on their path to homeownership while strengthening and stabilizing neighborhoods across our city.