Finance A Home
Buying a home is one of the biggest investments you’ll ever make!NHS Baltimore helps make it affordable with down payment assistance, flexible mortgage options, and support every step of the way.
We Make Home Financing Simple
At NHS Baltimore, we believe everyone deserves a fair chance at homeownership. Whether you’re a first-time buyer or buying your second home, our mortgage options are designed to meet you where you are with affordable solutions tailored for Baltimore residents.
- Down Payment Assistance up to $50,000 (based on eligibility)
- Exclusive NHS Mortgage options with lower monthly costs
- Alternative mortgage options
- One-on-one support from certified housing and mortgage professionals
Explore Your Financing Options
Down Payment Assistance (DPA)
We help bridge the gap between your savings and your dream home. Eligible buyers can receive up to $50,000 in down payment assistance to make buying a home possible, sooner than you think.
NHS Mortgage
Get a mortgage that works for you, not against you. Our in-house mortgage programs offer flexible terms, fewer fees, and personalized guidance to help you qualify for the best financing possible.
Alternative Mortgage Options
If you file a tax return but do not have US citizenship or a Social Security number, our partners may be able to help you purchase a home. Visit Latino Economic Development Corporation for more information in English and Southeast CDC for more information in Spanish.
Why Choose NHS Baltimore?
✓ Trusted Expertise: HUD-Certified and NeighborWorks-certified organization.
✓ Local Impact: Helping Baltimore residents build wealth through homeownership since 1974.
✓ Personalized Support: Programs designed for your financial journey not a one-size-fits-all approach.