NHS Mortgage
A Better Mortgage for Baltimore HomebuyerThe right mortgage can save you thousands and help you buy your dream home sooner. Through NHS Mortgage, we offer affordable, flexible loans designed specifically for Baltimore residents.
A Smarter Path to Homeownership
NHS Mortgage combines competitive financing with local expertise to help you buy with confidence. We can help you:
- Buy your home sooner with low down payment options
- Qualify for better terms than most conventional loans
- Avoid or reduce PMI (Private Mortgage Insurance)
- Lower closing costs and access to grants
- Personalized guidance from licensed loan officers
Meet Our Mortgage Loan Originators
Veronica Tobin
Glenda Sierra-Schulz
Quick Tip: Already working with another lender? You can still apply for an NHS Mortgage and compare terms. We often beat traditional bank offers.
Have Questions? We’re Here to Help!
If you have questions about NHS Mortgage or your next steps, submit an inquiry and our team will follow up to assist you.
Mortgage Calculator
Why Choose NHS Baltimore?
✓ Trusted Expertise: HUD-Certified and NeighborWorks-certified organization.
✓ Local Impact: Helping Baltimore residents build wealth through homeownership since 1974.
✓ Personalized Support: Programs designed for your financial journey not a one-size-fits-all approach.
The loan officer I worked with at NHS was incredible throughout my homebuying journey. The communication was excellent, the advice was helpful, and I always felt listened to. They worked tirelessly to keep everything moving. Even sending updates late at night so nothing slowed down. Their knowledge of grants and financing made a huge difference, and they made sure I understood every step of the process. They set a closing date and got me to the table exactly as promised. As a first-time buyer, having that kind of support made the entire experience much easier.
As a first-time homebuyer, I didn’t know much about the homebuying process. But from the very beginning, the NHS team was patient, knowledgeable, and incredibly supportive.