Rapid Home Improvement Loan
Get the Repairs You Need, Fast!Our Rapid Rehab Home Improvement Loan helps Baltimore City homeowners tackle smaller projects quickly with funding available in as little as 30 days.
Designed to give Baltimore City homeowners flexible access to financing for essential repairs and upgrades.
Program Highlights
- Borrow up to $20,000
- No income limits
- Open to all Baltimore City homeowners
- Fast approval process
- You manage your own project and contractors
Designed for Repairs such as:
- Kitchen or Bathroom Upgrades
- Roof or Window Replacements
- Plumbing or Electrical Fixes
- Accessibility Modifications
Why Choose NHS Baltimore?
✓ Trusted Expertise: HUD-Certified and NeighborWorks-certified organization.
✓ Local Impact: Helping Baltimore residents build wealth through homeownership since 1974.
✓ Personalized Support: Programs designed for your financial journey not a one-size-fits-all approach.
A Simple, Streamlined Process
- Apply Online: Complete your application through our customer portal.
- Get Approved: Once approved, funds can be available within 30 days.
- Start Your Project: Manage your own contractors and timelines.
NHS is a one-of-a-kind organization helping to build stronger, better communities throughout Baltimore City. Their vital work and service is second to none. Weather its down-payment assistance on your first home or a much-needed home renovation loan the NHS staff is knowledgeable, friendly, and committed to making dreams come true. My experience as a NHS client has me spreading the word every chance I get.
Your generous support helps NHS of Baltimore empower families on their path to homeownership while strengthening and stabilizing neighborhoods across our city.



